Car accidents happen all too frequently to New Jersey drivers; keeping safe behind the wheel is a major priority every time one sets out to drive. However, when a driver does experience a collision, whether due to a drunk driver, distracted driver or other roadway situation, he or she may be concerned about next steps even while handling medical emergencies and the immediate problems with their vehicles. There are some timelines for drivers to keep in mind for reporting their accidents to car insurance and following up with any necessary legal actions.
The first priority after a collision is immediate medical care to assess the situation and provide treatment. After the emergency has passed, however, it can be time to act to report the accident and follow up to seek compensation. It is very important to report the accident to insurance, even when it is not the person reporting the crash’s fault. In fact, that can be when it is most important to report a crash. Insurance companies often maintain hotlines open 24 hours a day for claims.
A person’s car insurer is the first point of contact when seeking compensation for damages caused by a crash. However, in some cases, it may also be necessary to follow up with legal action or a lawsuit against the driver responsible for the car accident in order to fully cover damages. Time limits are relevant here as well; in New Jersey, a legal claim for personal injuries from a car accident must be filed within the two-year statute of limitations.
Car accident victims injured due to the fault of others may benefit from talking with a personal injury lawyer to receive advice and representation. An attorney may be able to work with the injured party to pursue compensation for pain and suffering, medical bills and other damages suffered due to the accident.
