In the State of New Jersey, an auto policy, which may include liability, under-insured coverage, uninsured coverage and PIP, will apply to any situation where an automobile is involved. This applies whether you, as the insured, are in the vehicle or not. As such, if an automobile is involved in the accident and you are […]
What kind of insurance will cover personal injuries suffered from an accident?
One of the most critical insurance coverages to have in New Jersey is known as Personal Injury Protection (aka “PIP”). PIP, more commonly known as No-Fault insurance is the medical expense portion of the auto policy which covers personal injuries suffered as a result of automobile accidents. The most common coverage that people tend to […]
What Are the Most Important Parts of Your Car Insurance Policy?
Most New Jersey drivers do not have nearly enough Uninsured (UM) and Underinsured (UIM) coverage. These coverages are for the injuries you or your family suffer when injured in a car crash caused by a driver with no insurance (UM) or a minimal amount of coverage (UIM). You may buy UM and UIM coverage up […]
What is an Umbrella Policy?
An Umbrella Policy (also known as an Excess Policy) is another type of insurance coverage which you can purchase separately in addition to regular car insurance policy. The umbrella policy supplements your regular insurance policy by providing additional coverage for existing liability, uninsured or under-insured policy. The policy will be used if your regular insurance […]
What Kind of Insurance Policy Should I Get?
There are multiple types of insurance coverage. Based upon the type of insurance you obtain, the insurance policy will cover liability up to a certain amount. For example, you may buy a policy which offers $15,000 in coverage or even as high as $500,000 in coverage. Generally, for commercial liability, you may obtain a policy […]
Do I Need Car Insurance in the State of New Jersey?
The State of New Jersey requires that every person who drives a vehicle on a road must have car insurance. There are no exceptions to this rule. If you are caught driving without car insurance, you may be subject up to a mandatory one-year suspension of your driver’s license. In some instances, these situations may […]
Welcoming Associate Andrew Koske to Morris, Downing & Sherred
Morris Downing & Sherred is proud to welcome another member to our team, Associate Andrew Koske. Andrew graduated from Ramapo College with a bachelor’s degree in psychology in 2014 and graduated from Seton Hall University School of Law in 2019. While in law school, Andrew served as a student attorney with the Seton Hall Law […]
Cohabitation in New Jersey After Landau vs. Landau
While the court did not reach an actual conclusion on whether or not there was cohabitation in New Jersey by the ex-spouse who was receiving support, the Landau case was important. Before Landau, an ex-spouse who was paying support could make an allegation of cohabitation and be permitted costly and invasive discovery ordered by […]
Permanent Alimony and Retirement After Amzler v. Amzler
Before NJ 2A:34-23 was amended in 2014, permanent alimony often meant alimony until somebody died or the recipient spouse remarried. Retirement is a change that warrants a review of alimony, but not necessarily modification. The outcome was often that people, even in retirement, continued to pay alimony literally until they died. The alimony law was […]
How Alimony is Determined in New Jersey and When it Can be Modified
The factors used in determining the amount of alimony is to be paid are specifically set out in NJSA 2A:34-23. There is a rebuttable presumption that applies to people who entered agreements after 2014, which also considers the ages of the parties at the time of retirement, and at the time of their entry into […]
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