When you have a legitimate claim for workers’ compensation payments, you have some options, including:
- Negotiating a lump-sum settlement
- Negotiating a structured settlement to receive payment over a period of time
- Accepting weekly permanent disability payments
- Going to a workers’ compensation trial to pursue higher settlement or payments
Evaluating these options should be done with an experienced and specialized workers’ compensation attorney. If you accept a settlement offer from the insurance provider, that will be your final decision. If you run out of money for settlement before all of your injury expenses are paid, which could include surgery later on or long-term care costs, you will not have insurance money to pay for it, and your health insurance provider will likely not pay for much, if any, of it.
Deciding Whether To Accept Weekly Payments, Negotiate A Settlement Or Go To Trial
Whatever way you are leaning, however simple it seems, you should always consult an experienced workers’ compensation lawyer. Lost wages and medical expenses are only part of the equation. If your work accident caused a permanent injury or disability, or if there is the potential for expensive medical procedures or care in the future, you need to make sure that you do everything possible to ensure you are covered financially.
Negotiating your settlement or weekly payment amounts and determining if you can do better by taking the case to trial are where you absolutely need solid, straightforward legal counsel.
At Morris, Downing & Sherred, LLP, we know how to secure all payments that you are entitled to receive, including back payments, penalties for late payments, anticipated costs of future medical care and payments incorporating the costs of your lost earning power. We collaborate with medical experts and life care planners to convince the insurance company and the workers’ compensation judge that our estimates for future medical costs are accurate and that you deserve payments for expenses such as surgery, medications, physical therapy and hospital stays.
We are determined advocates for our clients pursuing permanent partial disability, permanent total disability, temporary partial or total disability, and medical cost compensation.
Morris, Downing & Sherred, LLP | Sussex County And North Jersey
Call us at 800-394-2700 toll free or 973-383-2700, or email us to schedule a meeting with one of our New Jersey workers’ compensation attorneys. We are responsive and committed to your legal needs and goals.