If your workers’ compensation claim is approved in New Jersey, you may be eligible for a range of benefits based on the nature and severity of your work-related injury or illness. These benefits include coverage for reasonable and necessary medical treatment such as doctor visits, hospitalization, surgeries, medications, physical therapy, and diagnostic tests. The expenses should be covered by your employer or their workers’ compensation insurance carrier, and you should receive treatment from authorized healthcare providers.
If your injury or illness temporarily prevents you from working, you may be entitled to temporary total disability (TTD) benefits, which provide partial wage replacement. Typically, this amounts to about two-thirds of your average weekly wage, subject to certain limits and maximums. TTD benefits are typically paid until you either reach maximum medical improvement (MMI) or are able to return to work.
If you can return to work but only in a light-duty or part-time capacity due to your injury, you may be eligible for temporary partial disability (TPD) benefits. These benefits compensate you for the difference in earnings between your pre-injury and post-injury wages. The amount is usually a percentage of the wage difference, subject to certain limits.
For permanent impairments or loss of bodily function resulting from your work-related injury or illness, you may be eligible for permanent partial disability (PPD) benefits. These benefits provide compensation for the permanent loss of bodily function or the impact on your ability to work. The specific amount of PPD benefits is determined according to schedules outlined in New Jersey law.
In cases where a work-related injury or illness leads to permanent total disability, rendering you unable to engage in any gainful employment, permanent total disability (PTD) benefits may be available. These benefits offer ongoing wage replacement, typically two-thirds of your average weekly wage, subject to certain limits. PTD benefits are typically provided for the duration of the disability.
In the unfortunate event of a work-related death, workers’ compensation extends death benefits to surviving dependents. These benefits cover funeral expenses and may include ongoing support payments for dependents based on a percentage of the worker’s wages. Additionally, dependent children may be eligible for educational benefits.
It is important to note that the specific amount and duration of these benefits can vary depending on the circumstances of your case and the severity of your injury or disability. Consulting with an experienced workers’ compensation attorney can provide you with personalized guidance and ensure that you receive the full benefits you are entitled to under New Jersey law.
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If you have any questions about this article or if you’ve been injured at work and want to discuss your workers’ compensation case, contact us at (973) 383-2700 for a free, confidential, no-obligation consultation.
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